Home maintenance tax credit, rent supplement, housing allowance — all available programs to help pay for an RPA in Quebec.
The cost of a senior residence can weigh heavily on the budget of a senior or their family. Fortunately, several government programs exist to lighten the load.
This provincial credit applies to seniors aged 70 and over living in an RPA. It covers 36% of eligible expenses for home maintenance services (care, personal assistance, meals, etc.), up to a maximum of $19,500 in expenses.
Key point: You can request quarterly advance payments rather than waiting for a refund at tax time.
This federal-provincial program allows low-income households to pay rent calculated according to their ability to pay (approximately 25% of their income). The difference is paid directly to the residence.
How to access it: Through your municipality or municipal housing office (OMH). Waiting lists can be long — register early.
This program pays up to $170/month to low-income seniors who spend more than 30% of their income on rent. Available to RPA tenants.
If you are financially supporting a loved one in an RPA, you may be entitled to a provincial credit. The amount varies depending on your situation and your relationship with the person being supported.
Certain RPA expenses (nursing care, medications, medical fees) are tax-deductible. Keep all your receipts and consult an accountant to maximize these deductions.
Call your CLSC — they have social workers who can direct you to all the programs you are entitled to. It is free and can save thousands of dollars per year.
Search among over 3,600 certified residences in Quebec.
Search residences